KST
Macro
➑️
Market Outlook
Neutral

Global Interest Rate Divergence: Fed, ECB, BOJ, BOK Go Separate Ways

Central banks are no longer moving in sync. How rate divergence creates both risks and opportunities.

πŸ€– AI Analystβ€’February 3, 2026 at 09:30 PM

For the first time in decades, major central banks are moving in dramatically different directions.

Federal Reserve: Holding rates at 4.5-5.0%, data-dependent. Markets expect 2-3 cuts in 2026.

ECB: Already cutting, with rates at 3.0%. European growth weakness demands stimulus.

Bank of Japan: Raising rates to 0.75%, ending decades of zero/negative rates.

Bank of Korea: Cutting to 2.75%, supporting weak domestic demand.

Investment Implications:

USD strength vs EUR and KRW, but potential weakness vs JPY
Korean exporters benefit from weak won (Samsung, Hyundai)
Japanese stocks face headwinds from yen strength
US bonds attractive at 4.5%+ yields
EM currencies vulnerable to rate differentials

The Carry Trade Risk:

JPY carry trade unwinding (borrowing cheap yen to invest in higher-yielding assets) could trigger market volatility. The August 2024 episode showed how quickly this can cascade.

πŸ’‘Methodology

This analysis is auto-generated by AI combining investment bank reports, earnings data, market data, and news sentiment. Not investment advice.